Payment Platform

Coin Rewards Transaction System

A gamified payment platform that rewards users with digital coins for paying bills and making transactions. The system incentivizes timely payments while providing a loyalty rewards ecosystem.

Duration

12 months

Role

Technology Partner

ReactNode.jsPostgreSQLStripeBlockchain
Coin Rewards Transaction System
$10M+
Transactions Processed
35K+
Active Users
5M+
Coins Distributed
94%
On-Time Payments

The Challenge

Users lacked motivation for timely bill payments

Traditional payment systems offered no rewards for regular transactions

Need for a unified platform to manage multiple bill payments

Difficulty in tracking payment history and upcoming bills

No incentive system for consistent payment behavior

Implementation

Coin Rewards Engine

Developed blockchain-based rewards system for transactions

  • Designed coin economy with dynamic reward calculation
  • Implemented blockchain ledger for transparent coin transactions
  • Created tiered reward system based on payment amount and frequency
  • Built coin redemption marketplace with partner integrations
  • Developed anti-fraud mechanisms to prevent gaming the system

Bill Payment Integration

Unified platform for multiple bill payment services

  • Integrated with 50+ utility providers and service companies
  • Built automated bill detection and payment scheduling
  • Implemented recurring payment setup with smart reminders
  • Created payment history tracking and analytics
  • Developed receipt management and tax documentation

Payment Processing

Secure and efficient payment infrastructure

  • Integrated Stripe for credit/debit card processing
  • Implemented ACH transfers for bank payments
  • Built wallet system for coin storage and management
  • Created instant payment confirmation system
  • Developed refund and dispute resolution workflow

User Experience

Engaging and intuitive user interface

  • Built responsive web app using React and Material-UI
  • Designed gamification elements (badges, levels, streaks)
  • Implemented real-time coin balance updates
  • Created interactive dashboard showing savings and rewards
  • Built social features for sharing achievements

Key Features

Multi-biller payment platform (utilities, credit cards, loans)
Automatic coin rewards for every transaction
Tiered reward system with bonus multipliers
Coin redemption marketplace (gift cards, cashback, discounts)
Bill payment reminders and scheduling
Payment history and analytics
Referral program with bonus coins
Achievement badges and leaderboards
Secure wallet for coin management
Partner merchant integrations

Impact & Results

This project delivered measurable results and significant value to users and stakeholders.

$10M+
Transactions Processed
35K+
Active Users
5M+
Coins Distributed
94%
On-Time Payments

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